Rates effective November 1, 2019
Automobiles 2017-2019
| Term | ARP |
|---|---|
| 24 | as low as 1.99% |
| 36 | as low as 2.65% |
| 48 | as low as 2.65% |
| 60 | as low as 2.65% |
| 72 | as low as 3.04% |
| 84** | as low as 3.54% Vehicle must be valued over $35,000 |
Automobiles 2013-2016
| Term | APR |
|---|---|
| 24 | as low as 3.15% |
| 36 | as low as 3.15% |
| 48 | as low as 3.65% |
| 60 | as low as 3.75% |
| 72 | as low as 4.15% |
Automobiles 2012-Older
| Term | APR |
|---|---|
| 24 | as low as 5.65% |
| 36 | as low as 5.65% |
| 48 | as low as 5.65% |
| 60 | as low as 5.65% |
Recreation Use & Equipment
| Term | APR |
|---|---|
| 24 | as low as 4.64% |
| 36 | as low as 4.64% |
| 48 | as low as 4.64% |
| 60 | as low as 4.64% |
Boats, Campers and Motorhomes
| Term | APR |
|---|---|
| 24 | as low as 4.89% |
| 36 | as low as 4.89% |
| 48 | as low as 4.89% |
| 60 | as low as 4.89% |
| 72 | as low as 5.89% |
| 84 | as low as 5.89% |
| 120 | as low as 5.89% |
Personal Loans
| Term | APR |
|---|---|
| 24 | as low as 8.94% |
| 36 | as low as 8.94% |
| 48 | as low as 9.34% |
| 60 | as low as 9.34% |
Share Secured
| Term | APR |
|---|---|
| 24 | 3.15% |
| 36-60 | 3.65% |
The aggregate of unsecured credit per member may not exceed $10,000
Total consumer loans may not exceed $150,000
When two people are signing on a note, we add the two rates and divide by 2 to get the rate.
Rates will vary based on credit score.
Some restrictions apply.
All rates are Annual Percentage Rate (A.P.R.)
Deposit Rates
| RATE | APY | |
|---|---|---|
| Regular Shares | 0.35% | 0.35% |
| Money Market ($2,500 minimum) | 0.45% | 0.45% |
| IRA | 0.40% | 0.40% |
| Kids Shares | 0.35% | 0.35% |
| Club Shares | 0.30% | 0.30% |
Share Accounts
* APY=Annual Percentage Yield. Dividend are compounded and paid bases on the average daily balance method. The minimum to open a Savings and an IRA is $5.00. Money Market minimum is $2500.00
Certificate of Deposit Rates
| Terms | Rate | APY |
|---|---|---|
| 6 months | 1.00% | 1.00% |
| 12 months | 2.25% | 2.27% |
| 24 months | 2.50% | 2.52% |
| 36 months | 2.75% | 2.78% |
| Lucky Savers | 2.50% | 2.52% |
Certificates
* APY=Annual Percentage Yield. Dividend will compound and credit quarterly. Minimum balance $1000. This is a term deposit and you may receive a penalty for early withdrawal.