39 Central Plaza
Ilion, NY 13357
(315) 894-9924
24-Hour Account Access:
M, T, W, F: 9AM-5PM
Thursday: 8AM-6PM
Ilion, NY 13357
24-Hour Account Access:
Thursday: 8AM-6PM
| Term | ARP |
|---|---|
| 24 | as low as 1.99% |
| 36 | as low as1.99% |
| 48 | as low as 1.99% |
| 60 | as low as 2.15% |
| 72 | as low as 2.54% |
| 84** | as low as 3.04% Vehicle must be valued over $35,000 |
| Term | APR |
|---|---|
| 24 | as low as 2.15% |
| 36 | as low as 2.25% |
| 48 | as low as 2.59% |
| 60 | as low as 2.69% |
| 72 | as low as 3.65% |
| Term | APR |
|---|---|
| 24 | as low as 5.15% |
| 36 | as low as 5.15% |
| 48 | as low as 5.15% |
| 60 | as low as 5.15% |
| Term | APR |
|---|---|
| 24 | as low as 4.64% |
| 36 | as low as 4.64% |
| 48 | as low as 4.64% |
| 60 | as low as 4.64% |
| Term | APR |
|---|---|
| 24 | as low as 3.89% |
| 36 | as low as 3.89% |
| 48 | as low as 3.89% |
| 60 | as low as 3.89% |
| 72 | as low as 4.89% |
| 84 | as low as 4.89% |
| 120 | as low as 4.89% |
| Term | APR |
|---|---|
| 24 | as low as 7.15% |
| 36 | as low as 7.15% |
| 48 | as low as 8.15% |
| 60 | as low as 8.15% |
| Term | APR |
|---|---|
| 24 | 3.15% |
| 36-60 | 3.65% |
The aggregate of unsecured credit per member may not exceed $10,000
Total consumer loans may not exceed $150,000
When two people are signing on a note, we add the two rates and divide by 2 to get the rate.
Rates will vary based on credit score.
Some restrictions apply.
All rates are Annual Percentage Rate (A.P.R.)
| RATE | APY | |
|---|---|---|
| Regular Shares | 0.20% | 0.20% |
| Money Market ($2,500 minimum) | 0.30% | 0.30% |
| IRA | 0.40% | 0.40% |
| Kids Shares | 0.20% | 0.20% |
| Club Shares | 0.20% | 0.20% |
| Terms | Rate | APY |
|---|---|---|
| 6 months | 0.35% | 0.35% |
| 12 months | 0.50% | 0.50% |
| 24 months | 0.75% | 0.75% |
| 36 months | 0.75% | 0.75% |
| Lucky Savers | 2.50% | 2.52% |
