Rates effective February 4, 2021

Automobiles 2019-2021

TermARP
24as low as 1.99%
36as low as1.99%
48as low as 1.99%
60as low as 1.99%
72as low as 2.54%
84**as low as 3.04%
Vehicle must be valued over $35,000

Automobiles 2015-2018

TermAPR
24as low as 2.15%
36as low as 2.15%
48as low as 2.59%
60as low as 2.69%
72as low as 3.65%

Automobiles 2011-2014

TermAPR
24as low as 5.15%
36as low as 5.15%
48as low as 5.15%
60as low as 5.15%

Recreation Use & Equipment

TermAPR
24as low as 4.64%
36as low as 4.64%
48as low as 4.64%
60as low as 4.64%

Boats, Campers and Motorhomes

TermAPR
24as low as 4.89%
36as low as 4.89%
48as low as 4.89%
60as low as 4.89%
72as low as 5.89%
84as low as 5.89%
120as low as 5.89%

Personal Loans

TermAPR
24as low as 7.15%
36as low as 7.15%
48as low as 8.15%
60as low as 8.15%

Share Secured

TermAPR
243.15%
36-603.65%

The aggregate of unsecured credit per member may not exceed $10,000
Total consumer loans may not exceed $150,000
When two people are signing on a note, we add the two rates and divide by 2 to get the rate.
Rates will vary based on credit score.
Some restrictions apply.

All rates are Annual Percentage Rate (A.P.R.)

Deposit Rates

 RATEAPY
Regular Shares0.20%0.20%
Money Market
($2,500 minimum)
0.35%0.35%
IRA0.40%0.40%
Kids Shares0.20%0.20%
Club Shares0.20%0.20%

Share Accounts
APY=Annual Percentage Yield. Dividend are compounded and paid bases on the average daily balance method. The minimum to open a Savings and an IRA is $5.00. Money Market minimum is $2500.00

Certificate of Deposit Rates

TermsRateAPY
6 months0.20%0.20%
12 months0.50%0.50%
24 months0.75%0.75%
36 months0.75%0.75%
Lucky Savers2.50%2.52%

Certificates
APY=Annual Percentage Yield. Dividend will compound and credit quarterly. Minimum balance $1000. This is a term deposit and you may receive a penalty for early withdrawal.