Rates effective November 1, 2019

Automobiles 2017-2019

TermARP
24as low as 1.99%
36as low as 2.65%
48as low as 2.65%
60as low as 2.65%
72as low as 3.04%
84**as low as 3.54%
Vehicle must be valued over $35,000

Automobiles 2013-2016

TermAPR
24as low as 3.15%
36as low as 3.15%
48as low as 3.65%
60as low as 3.75%
72as low as 4.15%

Automobiles 2012-Older

TermAPR
24as low as 5.65%
36as low as 5.65%
48as low as 5.65%
60as low as 5.65%

Recreation Use & Equipment

TermAPR
24as low as 4.64%
36as low as 4.64%
48as low as 4.64%
60as low as 4.64%

Boats, Campers and Motorhomes

TermAPR
24as low as 4.89%
36as low as 4.89%
48as low as 4.89%
60as low as 4.89%
72as low as 5.89%
84as low as 5.89%
120as low as 5.89%

Personal Loans

TermAPR
24as low as 8.94%
36as low as 8.94%
48as low as 9.34%
60as low as 9.34%

Share Secured

TermAPR
243.15%
36-603.65%

The aggregate of unsecured credit per member may not exceed $10,000
Total consumer loans may not exceed $150,000
When two people are signing on a note, we add the two rates and divide by 2 to get the rate.
Rates will vary based on credit score.
Some restrictions apply.

All rates are Annual Percentage Rate (A.P.R.)

Deposit Rates

 RATEAPY
Regular Shares0.35%0.35%
Money Market
($2,500 minimum)
0.45%0.45%
IRA0.40%0.40%
Kids Shares0.35%0.35%
Club Shares0.30%0.30%

Share Accounts
APY=Annual Percentage Yield. Dividend are compounded and paid bases on the average daily balance method. The minimum to open a Savings and an IRA is $5.00. Money Market minimum is $2500.00

Certificate of Deposit Rates

TermsRateAPY
6 months1.00%1.00%
12 months2.25%2.27%
24 months2.50%2.52%
36 months2.75%2.78%
Lucky Savers2.50%2.52%

Certificates
APY=Annual Percentage Yield. Dividend will compound and credit quarterly. Minimum balance $1000. This is a term deposit and you may receive a penalty for early withdrawal.