39 Central Plaza

Ilion, NY 13357

(315) 894-9924

24-Hour Account Access:

M, T, W, F: 9AM-5PM

Thursday: 8AM-6PM

Car Loans

Great rates on new or used vehicles

At Remington FCU, we offer great rates and flexible terms for new and used cars, trucks, and SUVs. Borrow money for up to 84 months (seven years) on new vehicles, and up to 72 months (six years) on used vehicles. Plus, when you apply in advance to be pre-approved, you can shop for your new or used vehicle and take it home the very same day.

Simply:
– Apply for your auto loan before you shop to get pre-approved
– Once approved, find the car of your dreams with money-in-your-hand negotiating power
– Fax the purchase agreement and insurance binder to credit union

– Check availability may vary and excludes the days the credit union is closed due to observed holidays or is closed for any other reason.

There are many advantages to financing your auto loan through Remington:

– Low rates and low monthly payments
– Flexible terms

Extra Protection:

Guaranteed Asset Protection (GAP)

In addition to our great rates, we offer Guaranteed Asset Protection (GAP) for your vehicle loans. If your car is stolen or written off, your insurance company will only protect the value of the car — which could leave you to pay off the loan for a car you no longer have. Your GAP protection can pay that difference, protecting you from owing on the balance and limiting the financial impact.

Automobiles & Motorcycles 2022-2024

Term ARP
1-30 mos.as low as 3.89%
31-42 mos.as low as 5.65%
43-54 mos.as low as 5.65%
55-66 mos.as low as 5.90%
67-72 mos.as low as 6.15%
73-84* mos.as low as 6.39%

* Vehicle must be valued over $35,000

Automobiles & Motorcycles 2018-2021

TermAPR
1-30 mos.as low as 4.65%
31-42 mos.as low as 5.90%
43-54 mos.as low as 5.90%
55-66 mos.as low as 6.15%
67-72 mos.as low as 6.30%

Automobiles & Motorcycles 2014-2017

TermAPR
1-30 mos.as low as 7.15%
31-42 mos.as low as 7.30%
43-54 mos.as low as 7.30%
55-60 mos.as low as 7.30%

 

* Maximum loan amount is determined by actual vehicle value and maximum dollar amount member qualifes for at loan approval.