39 Central Plaza

Ilion, NY 13357

(315) 894-9924

24-Hour Account Access:

M, T, W, F: 9AM-5PM

Thursday: 8AM-6PM

Credit Cards

Looking for a better VISA card?

Please fill out the PERSONAL LOAN form online. This is used for credit card applications

FEES:

  • No Annual Fee
  • No Balance Transfer Fees
  • No Cash Advance Fees

FEATURES:

  • FREE ScoreCard Rewards
  • FREE eZCardInfo online account management
  • FREE 24/7 Fraud protection
  • FREE identity theft credit report
  • 25-day grace period
  • Zero liability on lost or stolen cards
  • Worldwide acceptance

RATES:

Low Fixed Rates

Rates as low as 6.99% (right now it is 5% for everyone that does the balance transfer for the life of that part of the loan, added to your credit card)

If you’re paying a higher interest rate on your current credit card, ask us how we can help!

CLICK HERE TO MAKE A PAYMENT ON YOUR CREDIT CARD.

Automobiles & Motorcycles 2020-2022

TermARP
24as low as 1.99%
36as low as1.99%
48as low as 1.99%
60as low as 2.15%
72as low as 2.54%
84**as low as 3.04%
Vehicle must be valued over $35,000

Automobiles & Motorcycles 2016-2019

TermAPR
24as low as 2.15%
36as low as 2.25%
48as low as 2.59%
60as low as 2.69%
72as low as 3.65%

Automobiles & Motorcycles 2012-2015

TermAPR
24as low as 5.15%
36as low as 5.15%
48as low as 5.15%
60as low as 5.15%

 

* Maximum loan amount is determined by actual vehicle value and maximum dollar amount member qualifes for at loan approval.

Looking for a better VISA card?

You found it!        

Fees:

  • No Annual Fee
  • No Balance Transfer Fees
  • No Cash Advance Fees

Features:

  • FREE ScoreCard Rewards
  • FREE eZCardInfo online account management
  • FREE 24/7 Fraud protection
  • FREE identity theft credit report
  • 25-day grace period
  • Zero liability on lost or stolen cards
  • Worldwide acceptance

Rates:

Low Fixed Rates

Rates as low as 6.99% (right now it is 5% for everyone that does the balance transfer for the life of that part of the loan, added to your credit card)

If you’re paying a higher interest rate on your current credit card, ask us how we can help!

Apply For A Credit Card

Please fill out the PERSONAL LOAN form online. This is used for credit card applications

Debt Calculator

Click here to make a payment on your credit card.


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