39 Central Plaza
Ilion, NY 13357
(315) 894-9924
24-Hour Account Access:
M, T, W, F: 9AM-5PM
Thursday: 8AM-6PM
Ilion, NY 13357
24-Hour Account Access:
Thursday: 8AM-6PM
| Term | ARP |
|---|---|
| 1-30 mos. | as low as 4.24% |
| 31-42 mos. | as low as 5.00% |
| 43-54 mos. | as low as 5.00% |
| 55-66 mos. | as low as 5.05% |
| 67-72 mos. | as low as 5.75% |
| 73-84* mos. | as low as 5.99% |
| Term | APR |
|---|---|
| 1-30 mos. | as low as 5.00% |
| 31-42 mos. | as low as 5.25% |
| 43-54 mos. | as low as 5.25% |
| 55-66 mos. | as low as 5.75% |
| 67-72 mos. | as low as 5.90% |
| Term | APR |
|---|---|
| 1-30 mos. | as low as 7.00% |
| 31-42 mos. | as low as 7.15% |
| 43-54 mos. | as low as 7.15% |
| 55-60 mos. | as low as 7.15% |
| Term | APR |
|---|---|
| 1-72 mos. | as low as 4.99% |
| Term | APR |
|---|---|
| 1-66 mos. | as low as 4.24% |
| 67-120 mos. | as low as 5.24% |
| 121-180* mos. | as low as 6.24% |
| Term | APR |
|---|---|
| 1-27 Mos | as low as 8.50% |
| 28-39 Mos | as low as 8.50% |
| 40-51 Mos | as low as 9.50% |
| 52-60 Mos | as low as 9.50% |
| Term | APR |
|---|---|
| 1-36 mos. | 4.00% |
| 37-60 | 4.50% |
The aggregate of unsecured credit per member may not exceed $10,000
Total consumer loans may not exceed $150,000
When two people are signing on a note, we add the two rates and divide by 2 to get the rate.
Rates will vary based on credit score.
Some restrictions apply.
All rates are Annual Percentage Rate (A.P.R.)
| RATE | APY | |
|---|---|---|
| Regular Shares | 0.25% | 0.25% |
| Money Market ($2,500 minimum) | 1.00% | 1.00% |
| IRA | 0.40% | 0.40% |
| Kids Shares | 0.25% | 0.25% |
| Club Shares | 0.25% | 0.25% |
| Terms | Rate | APY |
|---|---|---|
| 6 months | 3.00% | 3.00% |
| 12 months | 3.60% | 3.65% |
| 24 months | 3.00% | 3.03% |
| 36 months | 3.00% | 3.03% |
| Lucky Savers | 3.50% | 3.55% |
